Healthcare workers are risking their lives to care for their patients. They are also witnessing widespread sickness and suffering while dealing with concerns about having enough PPE and life-saving equipment to do their jobs. As a result, these medical workers face trauma, sadness, and fear of what will happen next.

Doctors, dentists, and other healthcare professionals are at risk of suffering from devastating business losses in the event of a long-term disability.

These ten traditional features are harmful to healthcare professionals at claim time, and should never be included in a group LTD contract.